Accounting

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The Woes of an Entrepreneur

The global economy has taken a hit during the pandemic. Although we see a slow recovery, individual businesses are finding it harder to recoup their losses. It is not surprising that entrepreneurs are trying to cut back on costs. Cost-cutting is easy. You just cut back on the nonessentials. The bigger question here is, what …

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Blockchain concepts

Blockchain and Beyond: Everything You Need to Know About Smart Contracts

Scholars and researchers continue to explore and exploit the capabilities of the internet, giving rise to some of the popular buzzwords today, like cryptocurrency, cryptography, and blockchain. These technologies gave birth to a number of smarter, automated processes, which can be extremely beneficial for e-commerce and other industries. One of the products of these innovations …

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Key Elements Attracting Millennials to Insurance Policies

In the past, health and life insurance policies were a preserve of the senior population. Nowadays, however, millennials make some of the most lucrative clients for insurance companies. Millennials, in this case, are those born from 1980 to 2000 and are estimated to account for about 75% of the global market by the year 2025. …

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Negative Equity: 4 Ways to Prevent Sending Your Mortgage Underwater

Negative equity is when the value of a property is lower than the outstanding balance on the home loan used to purchase it. This term was a buzzword after the last housing crisis where many homeowners lost their houses to foreclosure because their mortgages went underwater, which is a somewhat metaphor for drowning in debt. …

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Getting the Boot? What This Means for a 1031 Exchange

Selling property is never as simple as handing over the money and getting the deed of sale. For a variety of legal and economic reasons, taxation plays a critical role in 1031 land exchanges and other real estate transactions, primarily because the value of the property will always shift depending on how the land is used. This, …

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