Finance

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Buying A House? You Might Want To Stop Believing These Myths First

Everybody has dreamt of it: buying their first home. In fact, many young professionals now are saving not only for their retirement but also for this big purchase that will likely cement their status in life. The problem with this giant leap is that it’s surrounded by numerous myths that make it a little too complicated for …

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mortgage rate

Understanding Interest Rates: How Do They Affect Your Mortgage?

You normally hear the words “interest rates” with credit card debt or other loans. Chances are you understand the term as an additional amount you pay every time to settle a debt, whether partially or fully. Well, you are not wrong. Interest is basically the cost of borrowing money. Like any other product, you also …

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Voided Check: When Do You Actually Need Them?

Fact: checking accounts aren’t always about checks. You can also use them to make automated payments and receive direct deposits. These transactions give you more control over your withdrawals and deposits, as well as give you peace of mind by simplifying your finances. Most of the time, you can set up automated online transactions. But …

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Pouring Money into Life Insurance: Why It Is a Good Investment

Life, by nature, is unpredictable. You never know when problems like health problems might cause major inconveniences for you and your family. Therefore, one way to efficiently make use of your money is to invest in life insurance. Some people believe that investing in life insurance is the best way to spend your money. After …

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savings

Best Ways to Use Your Savings in a Pandemic

The COVID-19 pandemic forced a lot of people to change their lifestyles dramatically. Specifically, the ongoing crisis had profound effects on people’s spending habits. These days, many are more circumspect about their expenses with the knowledge of how volatile the situation is, especially with mass layoffs and business closures everywhere. If you’ve been thinking of …

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stimulus check

Track Your Stimulus Check: Everything You Need to Know

The Internal Revenue Service opened the New Year by finally issuing the long-awaited second stimulus checks. In a week packed with the certification of November’s election (which makes Joe Biden officially the 47th president of the United States), runoff elections and Capitol turmoil, the IRS and Treasury Department are scrambling to make all the $600 …

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Is Investing in the Health Care Industry a Good Decision?

In the past decade, we have seen diagnostic and hearing aid clinics, eyesight health care facilities, medical centers, and hospitals sprouting about in the biggest metros and smallest suburbs. These health care facilities are not products of government policies and actions. These are products of private investors who decided that health care is the most …

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