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Ways to Negotiate Over Mortgage Interest Without Spending More

Interest, for the most part, represents the real cost of a home loan in Utah. Although it is negotiable, the “down payment card” is usually the most acceptable and viable bargaining chip. After all, shouldering a higher percentage of a property’s price literally decreases the financial risk a lender has to take and symbolically demonstrates …

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Contracts 101: Why Understanding the Nitty-gritty of Every Contract Is Essential

A contract is a fact of life. We draw up a contract when we hire a wedding photographer. We negotiate a contract when we build our house. We ask for a contract when we purchase an insurance policy. Whether we want it or not, we need to learn how to read, understand, and negotiate a …

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What Affects Your Monthly Mortgage Payments

Making monthly loan payments is one of the primary responsibilities of owning a home. This only makes it essential to be prepared for the challenges that might come up and cause you to fall behind on your mortgage obligations. These include income/job loss, increased expenses, rising interest rates, and emergencies like natural calamities and medical …

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